Mortgages in StCatharines
Mortgage pre-approvals in StCatharines are usually no cost and no obligation processes. Once approved, you are guaranteed the amount of money needed to buy your StCatharines home based on information you provided (credit score, income, etc). After pre-approval for a mortgage in StCatharines you can begin shopping for a home with the best location, view and condition, knowing that you have purchasing and negotiating power with the home seller. Use a mortgage calculator to find out how much per month you can afford on our financial calculators page.
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What do I need to get a mortgage in StCatharines? To aquire a StCatharines home mortgage, you need:Have full time employment.
Provide proof of income
Have good credit
Have 5% down payment
You can use your Registered Retirement Savings Plan(RRSP), provided by Canadian government to a maximum amount of about $20,000 per person for your home down payment.
Costs on top of your mortgage are legal fees, appraisal and document preparation. These costs can usually be covered by your down payment, but can be paid separately if you prefer.
Mortgage for Self Employed Peopl in StCatharines
Competitive lenders usually finance self employed people's mortgages in StCatharines up to 95% of the property value. Some comapnies do not require income and tax verification.
Self employed StCatharines mortgages apply to:business owners
consultants
contractors
seasonal workers
freelancers and
commission sales people. In order to qualify for self-employed mortgage in StCatharines you will need:Good Credit history(no late payments, no foreclosures and bankruptcies)
Must be self employed for at least 2 years.
Provide proof of incorporation or GST account number The biggest factor for self-employed mortgages is your credit rating. Having a clean record will get you lower mortgage interest rates in StCatharines.
If you can provide 25% or more down payment, you get a "no documentation loan", where credit rating and other information has no impact.
Tax Savings For St. Catharines Homeowners
First time home buyers, those wishing to make renovations, or St. Catharines homeowners adding more energy efficiency, may now benefit from homeowner tax savings and tax cuts.
1. Home Renovation Tax Credits - save up to $1350 on home renovations before Feb 2010.
2. First Time St. Catharines Home Buyers' Tax Credit - save up to $750 on home buying closing costs.
3. ecoENERGY Home Retrofit Grant - provides up to $5000 to make your St. Catharines home more energy efficient.
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StCatharines Mortgage Brokers and Companies Offering Mortgages
310-LOAN Payday Loans - 1-800-310-5626
Canada's leader in Direct Payday Loans since 1999. Call or click 24/7 and have a
Cash Advance deposited to your account today. 310-LOAN: Real fast cash before
Investing Guide Category : Loans
Dealer/Branches
Mortgages and Mortgage Brokers
Amherst Group Mortgages Inc - 905-468-9126
69 Wall Road RR 3 , Niagara On The Lake , ON L0S1J0
Investing Guide Category : Mortgages
amherstgroup@bellnet.ca
Mortgages and Mortgage Brokers
Amherst Group Mortgages Inc - 905-468-1936
69 Wall Road RR 3 , Niagara On The Lake , ON L0S1J0
Investing Guide Category : Mortgages
Mortgage Brokers
Arbor Memorial Services - 1-800-268-1504
At your time of need or when planning ahead, trust Canada's leading family of
Funeral Homes, Cemeteries & Crematoriums. Serving all cultures, tastes and
Keyword : mortgage
Investing Guide Category : Cemeteries, Funeral Homes, Funeral Planning
Locations www.arbormemorial.com
Mortgages and Mortgage Brokers
askusformoney.com - 1-866-966-2275
St. Catharines
Business Asset & Receivable Loans Alternative Solutions To Bank Financing Contact
Our Experts Now
Investing Guide Category : Mortgages, Loans
Mortgages and Mortgage Brokers
Beacon Mortgages - 905-646-8233
577 Ontario Street , St Catharines , ON L2N4N4
Keyword : Over 80 Lenders No Fee Mortgage Switch Transfer Debt Consolidation Equity-Out..
Investing Guide Category : Mortgages
Mortgage Brokers
BMO Bank of Montreal
For Financial Management Services call any time, any day
Keyword : mortgages
Investing Guide Category : Banks
www.bmo.com
BMO Life DirectTerm - 1-866-293-0721
The easiest way to buy term life & crictical illness insurance. Get a no-obligation
quote. & apply, receive fast approval & buy your insurance online.
Keyword : mortgage
Investing Guide Category : Insurance-General, Insurance-life, health & Travel
www.bmolifeinsurance.net
Mortgages and Mortgage Brokers
Bracken W J Garry - 905-988-9389
ON
Keyword : Residential Sales, Purchases & Mortgages W. J. GARRY BRACKEN
Investing Guide Category : Lawyers
bracklaw@cogeco.ca
Mortgages and Mortgage Brokers
BTB Mortgage Solutions - 905-357-5366
6530 Lundy's Lane , Niagara Falls , ON L2G1T6
Keyword : mortgage, Mortgage Solutions www.Beat The Bank Mortgage.ca FIRST AND
Investing Guide Category : Mortgage Brokers
Mortgages and Mortgage Brokers
Bula Jolanta B - 905-938-5480
1 Wellington Street , St Catharines , ON L2R5P5
Keyword : Divorce Real Estate Sale Purchase Mortgages Residential and Business Wills & ..
Investing Guide Category : Lawyers
Mortgages and Mortgage Brokers
Caisse Populaire Welland Limitee - 905-937-7270
Centre de service St Catharines
284 Geneva Street , St Catharines , ON L2N2E8
Investing Guide Category : Mortgages
Mortgage Brokers
Canada Mortgage and Housing Corporation - 416-221-2642
Federal Housing Ontario Business Centre Canada Mortgage and Housing Corporation
100 Sheppard E , Toronto
Keyword : mortgages
Investing Guide Category : Government Listings
www.cmhc-schl.gc.ca
Mortgages and Mortgage Brokers
Canadian Lending Network - 905-629-4540
1420 Burnhamthorpe Rd. E., Unit 202 , Mississauga , ON L4X2Z9
Toronto & Surrounding Area 416-561-0049. We Guarantee the Lowest Percentage Rate!
1st & 2nd Mortgages. Personal Lines of Credit. Business Loans. Personal Loans.
Keyword : mortgages
Investing Guide Category : Mortgages
www.poloniacanada.ca voitek@thecln.com
Mortgages and Mortgage Brokers
Capital Direct Lending Corp - 1-800-625-7747
305 555 W 8th , Vancouver , BC V5Z1C6
Canada's Lending Alternative to the banks. Capital Direct specializes in mortgage
& home equity loans. A Capital Direct loan allows you to free up cashflow and
Keyword : mortgages
Investing Guide Category : Mortgages, Mortgage Brokers, Loans
Contacts www.capitaldirect.ca info@capitaldirect.ca
Mortgages and Mortgage Brokers
Carmine Guadagno Mortgage - 905-651-4039
170 Central Avenue , Fort Erie , ON L2A3S7
Investing Guide Category : Mortgage Brokers
Mortgages and Mortgage Brokers
Cash Corner - 905-938-5943
353 Lake Street , St Catharines , ON L2N7G4
Investing Guide Category : Loans
Mortgages and Mortgage Brokers
Cash Depot - 905-704-1556
353 St. Paul Street , St Catharines , ON L2R3N1
Investing Guide Category : Loans
Mortgages and Mortgage Brokers
Cash Store The - 905-646-1400
350 Scott St St Cath , St Catharines , ON
Investing Guide Category : Loans
www.cashstore.ca
Mortgages and Mortgage Brokers
Cash Store The - 905-685-4729
86 Niagara St St Cath , St Catharines , ON
Investing Guide Category : Loans
www.cashstore.ca
Mortgages and Mortgage Brokers
Cash Store The - 905-684-7108
1 170-176 Hartzel Rd St Cath , St Catharines , ON
Investing Guide Category : Loans
www.cashstore.ca
Mortgages and Mortgage Brokers
Centum Omni Mortgage Cor - 905-937-2594
282 Geneva Street , St Catharines , ON L2N2E8
Investing Guide Category : Mortgages
Mortgage Brokers
CIBC - 1-800-465-2422
C I B C
Investing Guide Category : Mortgages, Loans
www.cibc.com
Mortgages and Mortgage Brokers
CitiFinancial - 905-688-4432
360 Ontario Street , St Catharines , ON L2R5L8
Investing Guide Category : Mortgages, Loans
Mortgages and Mortgage Brokers
CitiFinancial - 905-680-1029
St Catharines
306 Glendale Avenue , St Catharines , ON L2T2L5
Investing Guide Category : Mortgages
Mortgage Brokers
CitiFinancial - 905-680-1029
306 Glendale Avenue , St Catharines , ON L2T2L5
Investing Guide Category : Loans
Mortgages and Mortgage Brokers
Credit And Debt Services - 1-888-228-2239
Investing Guide Category : Loans
Mortgages and Mortgage Brokers
David Share Associates - 1-888-777-1109
No Charge-Dial
Keyword : mortgage
Investing Guide Category : Lawyers
www.sharelawyers.com legal@sharelawyers.com
Mortgages and Mortgage Brokers
Direct North Financial - 1-877-633-2274
ON
Your Source for Payday Cash Advances, Business Loans, Prepaid MasterCard, MoneyGram
Money Transfer, Mortgages, POS Interac/MC/Visa Merchant Accounts, Bill Pay, Debit,
Investing Guide Category : Payday Loans
Locations www.directnorth.com contact@directnorthfinancial.com
Mortgages and Mortgage Brokers
Dundee Private Investors Inc - 905-684-6597
8 Ontario Street , St Catharines , ON L2R7M3
FINANCIAL ADVISORS Investment Planning - Mortgages* Mutual Funds - GIC’s -
RRSP’s Bill Robinson Jr. CFP Robin Robinson BA, CFP*
Investing Guide Category : Mutual Funds, Financial Planning Consultants, Retirement Planning Consultants
Mortgages and Mortgage Brokers
Freedom 55 Financial a division of London Life Insurance Company
Check our website for a location nearest you.
Keyword : mortgages
Investing Guide Category : Mortgages, Financial Planning Consultants, Insurance-life, health & Travel
Dealer/Branches www.londonlife.com
Freedom 55 Financial A Division Of London Life Insurance Company - 1-888-893-8383
Mortgage Service Centre
Investing Guide Category : Financial Planning Consultants
www.londonlife.com
Mortgages and Mortgage Brokers
Fundcorp Financial Ltd - 905-984-6133
49 Lake Street , St Catharines , ON L2R5W9
Commercial Real Estate Financing Business* Purchase - Expansion/ReFinance Deal
Development*Flexible Loan Structure www.fundcorp.on.ca
Investing Guide Category : Mortgages
Mortgage Brokers
Greenbacks The Money Store - 905-641-4763
112 Queenston Street , St Catharines , ON L2R2Z4
Investing Guide Category : Loans
Mortgages and Mortgage Brokers
House Of Homes (St Catharines) Ltd - 905-685-0688
47 Scott W ON
Investing Guide Category : Mortgages
www.parklanehomebuilders.com
Mortgages and Mortgage Brokers
HSBC Bank Canada - 1-888-310-4722
HSBC Bank Canada provides a full range of personal and commercial banking solutions.
Visit the World's Local Bank today!
Keyword : mortgage
Investing Guide Category : Banks
Locations www.hsbc.ca
Mortgages and Mortgage Brokers
HSBC Finance - 905-682-5014
145 Carlton Street , St Catharines , ON L2R1R5
Investing Guide Category : Mortgages, Loans
Mortgages and Mortgage Brokers
Jurmain Law Office - 905-227-2829
8A Clairmont Street , Thorold , ON L2V1R1
Keyword : mortgages
Investing Guide Category : Lawyers
www.jurmainlaw.com
Mortgages and Mortgage Brokers
Kulik Miles - 905-309-3339
ON
Investing Guide Category : Mortgages
Mortgage Brokers
Leon Taylor & Fazari LLP - 905-735-2921
149 West Main Street , Welland , ON L3C5A3
Keyword : Clients Since 1973 REAL ESTATE MORTGAGES BUSINESS / COMMERCIAL LAW WILLS ESTA..
Investing Guide Category : Lawyers
Mortgages and Mortgage Brokers
London Life Insurance Company - 1-888-893-8383
Toll Free : 1-888-893-8383
Investing Guide Category : Mortgages
www.londonlife.com
Mortgages and Mortgage Brokers
Main St Mortgage Services - 905-892-7909
200 Regional 20 Rd E , Fonthill , ON
Investing Guide Category : Mortgage Brokers
Mortgages and Mortgage Brokers
Main St Mortgage Services Ltd - 905-984-3443
ON
Investing Guide Category : Mortgages
Mortgage Brokers
Meridian Credit Union - 1-866-592-2226
Investing Guide Category : Mortgages
Mortgage Brokers
Metro Financial Planning Ltd - 1-800-263-1313
193 King Street West , Hamilton , ON L8P1A6
Keyword : mortgage, cimbl iccph canadian institute of mortgage brokers and lenders inst..
Investing Guide Category : Mortgages
Mortgage Brokers
Metro Financial Planning Ltd - 1-800-263-1313
193 King W Hamilton
Keyword : mortgage, cimbl iccph canadian institute of mortgage brokers and lenders inst..
Investing Guide Category : Mortgages
Mortgage Brokers
Money Mart - 1-800-361-1407
No Charge-Dial
Investing Guide Category : Loans
Mortgages and Mortgage Brokers
Moneytree Mortgages Inc - 905-984-3414
33 Queen Street , St Catharines , ON L2R5G4
Investing Guide Category : Mortgages, Mortgage Brokers
Mortgages and Mortgage Brokers
Mortgage Alliance Dawn Reist AMP - 905-684-2255
329 Welland Avenue , St Catharines , ON L2R2R2
Investing Guide Category : Mortgage Brokers
Mortgages and Mortgage Brokers
Mortgage Alliance Peter Van Hemmen - 905-354-3829
4917 Victoria Avenue , Niagara Falls , ON L2E4C7
Investing Guide Category : Mortgages
Mortgage Brokers
Mortgage Centre The - 905-641-7777
329 Welland Avenue , St Catharines , ON L2R2R2
Investing Guide Category : Mortgages
Mortgage Brokers
Mortgage Centre The - 905-732-2115
544 Niagara St ON
Investing Guide Category : Mortgages
Mortgage Brokers
Mortgage Intelligence - 905-356-8984
3930 Montrose Road , Niagara Falls , ON L2H3C9
Investing Guide Category : Mortgages
www.mortgageintelligence.ca
Mortgages and Mortgage Brokers
Mortgage Intelligence - 905-563-1946
4204 Stadelbauer Drive SS 5 , Beamsville , ON L0R1B8
Investing Guide Category : Mortgages
Mortgage Brokers
Mortgage Intelligence - 905-687-4983
117 Lake Street , St Catharines , ON L2R5X9
Investing Guide Category : Mortgages
Mortgage Brokers
Mortgage Shopper The - 905-984-8813
44 Carlisle Street , St Catharines , ON L2R4H4
Keyword : mortgages, DOES IT ALL! 1st & 2nd Mortgages Self-Employed Specialists 905-984-88..
Investing Guide Category : Mortgages, Mortgage Brokers
www.mortgageshopper.ca
Mortgages and Mortgage Brokers
Mortgage Shopper The - 905-984-8813
44 Carlisle Street , St Catharines , ON L2R4H4
Keyword : mortgages, DOES IT ALL! 1st & 2nd Mortgages Self-Employed Specialists 905-984-88..
Investing Guide Category : Mortgages
www.mortgageshopper.ca
Mortgages and Mortgage Brokers
Mortgage Shopper The - 905-984-8814
Fax Line
ON
Investing Guide Category : Mortgage Brokers
Mortgages and Mortgage Brokers
Mr Payday Easy Loans Inc - 1-877-432-2274
Apply for a payday loan 24/7 and get cash deposited into your bank account today. Mr.
Payday Nation wide online payday loan leader since 2002.
Investing Guide Category : Loans
www.mrpayday.ca mrpayday@telus.net
Mortgages and Mortgage Brokers
National Bank - 1-888-635-6281
Keyword : mortgages
Investing Guide Category : Banks
www.nbc.ca
Mortgages and Mortgage Brokers
Niagara Regional Mortgage Services Inc - 905-734-1338
49 Dorothy Street , Welland , ON L3B3V6
Keyword : mortgage, MORTGAGE SERVICES INC. A Load And
Investing Guide Category : Mortgages
www.nrms nrm@iaw.on.ca
Mortgages and Mortgage Brokers
Northwood Mortgage - 416-969-8130
7676 Woodbine Avenue , Markham , ON L3R2N2
WE'RE WORKING HARDER FOR YOU!!! SINCE 1990. Toll free at 1-888-257-8130
Keyword : mortgage
Investing Guide Category : Mortgages
www.northwoodmortgage.com info@northwoodmortgage.com
Mortgages and Mortgage Brokers
Ontario Mortgage Action Centre Ltd - 1-800-981-5988
Keyword : mortgages
Investing Guide Category : Mortgages, Mortgage Brokers, Financial Planning Consultants
Locations www.omac.ca
Mortgages and Mortgage Brokers
Prudent Financial Services - 416-634-2011
Bankrupt? Proposal almost finished? Bad debt in the past? Repair credit with affordable
loans! Why pay skyhigh payday loans! Think smart. Think Prudent. Your one stop for
Investing Guide Category : Loans
www.prudentcreditrepair.com
Mortgages and Mortgage Brokers
Radford Brian M - 905-641-2633
154 James Street , St Catharines , ON L2R5C5
Keyword : mortgages, Adwokat (Polish Spoken) REAL ESTATE & MORTGAGES WILLS & ESTATES CO..
Investing Guide Category : Lawyers
Mortgages and Mortgage Brokers
RBC Royal Bank - 1-800-769-2511
Working closely with you to bring together your banking, savings and borrowing needs.
Investing Guide Category : Mortgages
Dealer/Branches www.rbcroyalbank.com
Mortgages and Mortgage Brokers
Robert Stanford Invis Mortgage - 905-357-1222
6700 Morrison Street , Niagara Falls , ON L2E6Z8
Investing Guide Category : Mortgages
Mortgage Brokers
Royalmount Capital Inc - 905-646-0044
405-162 Martindale Road , St Catharines , ON L2S3S4
Investing Guide Category : Mortgages, Mortgage Brokers
Mortgages and Mortgage Brokers
Scotiabank
day-to-day banking, mortgages, mutual funds, GICs, RSPs, RESPs, line of credit, credit
cards, financial planning, loans, self managed brokerage, full service brokerage,
Keyword : mortgages
Investing Guide Category : Mortgages, Loans, Banks
Dealer/Branches www.scotiabank.com
Shantz David S - 905-688-4650
71 King Street , St Catharines , ON L2R3H7
Keyword : mortgages, PRACTICE SINCE 1963 Real Estate & Mortgages Wills & Estates Corpor..
Investing Guide Category : Lawyers
Mortgages and Mortgage Brokers
Societe canadienne d'hypotheques et de logement - 416-221-2642
Federal Logement Centre d'affaires de l'Ontario Renseignements generaux Societe canadienne d'hypotheques et de logement
100 Sheppard E , Toronto
Keyword : mortgages
Investing Guide Category : Government Listings
www.cmhc-schl.gc.ca
Mortgages and Mortgage Brokers
Societe canadienne d'hypotheques et de logement - 1-800-309-3388
Federal Logement Centre d'affaires de l'Ontario ATS pour les sourds Societe canadienne d'hypotheques et de logement
100 Sheppard E , Toronto
Keyword : mortgages
Investing Guide Category : Government Listings
www.cmhc-schl.gc.ca
Mortgages and Mortgage Brokers
TD Insurance Home and Auto - 1-800-918-4525
Looking for SAVINGS on your insurance? You're in the right place. Get a free online
quote now.
Keyword : mortgage
Investing Guide Category : Insurance-General, Insurance Agents, Insurance Consultants
www.yp.tdinsurance.com
Mortgages and Mortgage Brokers
The Interface Financial Group - Financing & Factoring - 1-888-818-1567
466 Speers Rd., Third Floor , Oakville , ON L6K3W9
Flexible financing solutions through The Interface Financial Group® are user
friendly, use it as you need it strategies that improve your cash flow and enhances
Keyword : mortgage
Investing Guide Category : Financing
www.interfacefinancial.com goldthorpe@interfacefinancial.com
Mortgages and Mortgage Brokers
The Mortgage Centre - 1-866-529-4550
We work for YOU not the lender. Personalized service. Specialized knowledge. Unbiased
advice. We specialize in all mortgages. 1st & 2nd Mortgages, Renewal,
Keyword : mortgage
Investing Guide Category : Mortgages, Mortgage Brokers
Locations www.mortgagecentre.com
Mortgages and Mortgage Brokers
Total Mortgage Source 360 - 905-646-9347
5 St. Paul Crescent , St Catharines , ON L2R3P6
Investing Guide Category : Mortgages
Mortgage Brokers
Vintage Financing Inc - 905-687-7474
101 Lakeport Road , St Catharines , ON L2N7L7
Investing Guide Category : Mortgages
Mortgage Brokers
Wells Fargo Financial - 905-682-9242
3-495 Welland Ave Saint Catharines , St Catharines , ON
Investing Guide Category : Mortgages, Loans
Mortgages and Mortgage Brokers
Wells Fargo Financial - 905-732-1336
545 Niagara St N Welland , Welland , ON
Investing Guide Category : Mortgages, Loans
Mortgages and Mortgage Brokers
Wintemute Paul J - 905-687-7044
20 Lake Street , St Catharines , ON L2R5W7
BARRISTER & SOLICITOR IN PRACTICE SINCE 1983 REAL ESTATE & MORTGAGES FAMILY LAW
¹ WILLS & ESTATES
Investing Guide Category : Lawyers
Mortgages and Mortgage Brokers
Your Investment Shoppers Mortgage Corp - 905-937-3930
217 Scott Street , St Catharines , ON L2N1H5
Investing Guide Category : Mortgages
Mortgage Brokers
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